[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mevha.cz\/kde-ma-pujcka-nejvic-nej\/#Article","mainEntityOfPage":"https:\/\/www.mevha.cz\/kde-ma-pujcka-nejvic-nej\/","headline":"Kde m\u00e1 p\u016fj\u010dka nejv\u00edc nej?","name":"Kde m\u00e1 p\u016fj\u010dka nejv\u00edc nej?","description":"Pokud se \u010dlov\u011bk rozhoduje, \u017ee si vezme p\u016fj\u010dku, nesta\u010d\u00ed m\u00edt jenom p\u0159edstavu o tom, kolik pen\u011bz by t\u00edmto zp\u016fsobem cht\u011bl z\u00edskat. D\u016fle\u017eit\u00e9 a nejednou je\u0161t\u011b daleko podstatn\u011bj\u0161\u00ed je to, kde a za jak\u00fdch podm\u00ednek je \u017eadateli p\u016fj\u010d\u00ed, p\u0159\u00edpadn\u011b p\u016fj\u010d\u00ed-li mu je v\u016fbec. Proto\u017ee i takovou p\u016fj\u010dku si je sv\u00fdm zp\u016fsobem nutno zaslou\u017eit, ta nen\u00ed ni\u010d\u00edm,...","datePublished":"2019-09-15","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.mevha.cz\/author\/#Person","name":"","url":"https:\/\/www.mevha.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mevha.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mevha.cz\/wp-content\/uploads\/img_a352435_w1724_t1566984738.jpg","url":"https:\/\/www.mevha.cz\/wp-content\/uploads\/img_a352435_w1724_t1566984738.jpg","height":0,"width":0},"url":"https:\/\/www.mevha.cz\/kde-ma-pujcka-nejvic-nej\/","about":["Pen\u00edze"],"wordCount":457,"articleBody":"         Pokud se \u010dlov\u011bk rozhoduje, \u017ee si vezme p\u016fj\u010dku, nesta\u010d\u00ed m\u00edt jenom p\u0159edstavu o tom, kolik pen\u011bz by t\u00edmto zp\u016fsobem cht\u011bl z\u00edskat. D\u016fle\u017eit\u00e9 a nejednou je\u0161t\u011b daleko podstatn\u011bj\u0161\u00ed je to, kde a za jak\u00fdch podm\u00ednek je \u017eadateli p\u016fj\u010d\u00ed, p\u0159\u00edpadn\u011b p\u016fj\u010d\u00ed-li mu je v\u016fbec. Proto\u017ee i takovou p\u016fj\u010dku si je sv\u00fdm zp\u016fsobem nutno zaslou\u017eit, ta nen\u00ed ni\u010d\u00edm, co by mohl kdokoliv z\u00edskat naprosto automaticky a za nic.A pokud je \u017eadatel tak jaksi nedokonal\u00fd, pro poskytovatele p\u016fj\u010dek neatraktivn\u00ed, m\u00e1 to nejednou i hodn\u011b t\u011b\u017ek\u00e9. Kdy\u017e toti\u017e p\u0159ijde a p\u0159izn\u00e1, \u017ee m\u00e1 jenom skute\u010dn\u011b zanedbateln\u00e9 p\u0159\u00edjmy a nav\u00edc dost mo\u017en\u00e1 i n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f, vesm\u011bs se na n\u011bj chv\u00edli d\u00edvaj\u00ed spatra a pak ho jednodu\u0161e odm\u00edtnou. Proto\u017ee jistota je jistota a n\u011bkomu, kdo m\u00e1 po\u0161ramocenou pov\u011bst, se nikomu moc p\u016fj\u010dovat nechce. Kdo v\u00ed, zda by to doty\u010dn\u00fd dok\u00e1zal a mo\u017en\u00e1 i byl ochoten v po\u0159\u00e1dku vr\u00e1tit, \u017ee?Ov\u0161em i takov\u00fd uchaze\u010d, kter\u00fd m\u00e1 jen n\u00edzk\u00e9 p\u0159\u00edjmy a men\u0161\u00ed z\u00e1znam v registrech dlu\u017en\u00edk\u016f, m\u00e1 nad\u011bji. A to s finan\u010dn\u00edm produktem jm\u00e9nem nebankovn\u00ed hypot\u00e9ka.Pr\u00e1v\u011b tato je toti\u017e jako d\u011blan\u00e1 i pro ty, kdo nespl\u0148uj\u00ed p\u0159\u00edsn\u00e1 bankovn\u00ed krit\u00e9ria. Zde toti\u017e sta\u010d\u00ed d\u00e1t do z\u00e1stavy n\u011bjakou nemovitost a m\u00edt p\u0159\u00edjmy dosta\u010duj\u00edc\u00ed na to, aby z nich mohly b\u00fdt hrazeny alespo\u0148 ty nejni\u017e\u0161\u00ed dosa\u017eiteln\u00e9 spl\u00e1tky, a r\u00e1zem nic nebr\u00e1n\u00ed tomu, aby takov\u00fd \u010dlov\u011bk dostal t\u0159eba a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny zastaven\u00e9 nemovitosti. Je\u017e je posl\u00e9ze mo\u017eno spl\u00e1cet t\u0159eba i dlouh\u00fdch t\u0159icet let po zanedbateln\u00fdch spl\u00e1tk\u00e1ch, respektive lze ale v\u0161e splatit i p\u0159ed\u010dasn\u011b. A p\u0159\u00edpadn\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f? I nad t\u00edm se d\u00e1 \u010dasto p\u0159imhou\u0159it oko.A tak sta\u010d\u00ed jenom vyplnit jednoduch\u00fd formul\u00e1\u0159 na internetu, zaslat e-mailem k posouzen\u00ed n\u011bkolik fotografi\u00ed nemovitosti, je\u017e m\u00e1 b\u00fdt d\u00e1na do z\u00e1stavy, a je to.Pak u\u017e toti\u017e sta\u010d\u00ed jen vy\u010dkat na reakci nebankovn\u00ed spole\u010dnosti, dohodnout se s jej\u00edm z\u00e1stupcem, dodat nezbytn\u00e9 podklady, podepsat smlouvu a vyinkasovat pen\u00edze, je\u017e lze pou\u017e\u00edt na cokoliv.Co\u017e by pro \u017eadatele s n\u011bjakou tou \u201avadou na kr\u00e1se\u2018 mohl b\u00fdt jinde probl\u00e9m. Ale tady ne.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde m\u00e1 p\u016fj\u010dka nejv\u00edc nej?","item":"https:\/\/www.mevha.cz\/kde-ma-pujcka-nejvic-nej\/#breadcrumbitem"}]}]